[freeparking]

CIBC 已经用了N年了，一直是prime，前两天一看3.25了（prime是2.25啊），只听说过“抢银行”，还真没听过“银行抢”，抢你没商量

[一箭穿心]

流氓、强盗的行为

[网特]

LOC好像都是这样的。。。

[freeparking]

TNND 没地方讲道理，天下乌鸦一般黑

[Cohome]

网特 写道:

LOC好像都是这样的。。。

没有吧，
没怎么和CIBC打过交道，听上去很不合理。。。

[cupertino]

本来就是加１啊，除非你抵押房产了。

[freeparking]

说银行是流氓强盗真的不过分

[网特]

Cohome 写道:

网特 写道: LOC好像都是这样的。。。 没有吧， 没怎么和CIBC打过交道，听上去很不合理。。。

The bank has the right to adjust the interest rate of LOC any time. I received the similar letter from CIBC too. I also checked with RBC. They confirmed that they do have the right to adjust rate when necessary, though they have not done it. The bank may also adjust the rate differently for individual customer based on their records.

Having said that, the above rule does not apply to the interest rate of mortgage.

[3M]

利率低嘛

[freeparking]

cupertino 写道:

本来就是加１啊，除非你抵押房产了。

是的，抵押房产的power line of credit, 用了5年了一直是Prime，当年也付过5点几和6点几，好不容易降2点几了，毫无预警的就加了1. 这1让我一个月就被他们抢走几百。