CIBC 已经用了N年了,一直是prime,前两天一看3.25了(prime是2.25啊),只听说过“抢银行”,还真没听过“银行抢”,抢你没商量
Cohome 写道: |
没有吧,
没怎么和CIBC打过交道,听上去很不合理。。。
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The bank has the right to adjust the interest rate of LOC any time. I received the similar letter from CIBC too. I also checked with RBC. They confirmed that they do have the right to adjust rate when necessary, though they have not done it. The bank may also adjust the rate differently for individual customer based on their records.
Having said that, the above rule does not apply to the interest rate of mortgage.
是的,抵押房产的power line of credit, 用了5年了一直是Prime,当年也付过5点几和6点几,好不容易降2点几了,毫无预警的就加了1. 这1让我一个月就被他们抢走几百。