上星期收到银行电话及邮件, 说可以更新放贷了.
并给出了他可以给的最好利息.
我们约好了今天上午8:30去他的办公室他
"As per our conversation yesterday, you mortgage will be matured on Oct3/14.
You can early renew your mortgage without paying any penalty now.
Our special offers are as follows:
2 year closed: 2.79%
4 year closed: 2.89%
5 year closed: 3.09%
5 year variable closed mortgage

rime(3)-0.50%=2.50%
Please let me know when you can visit me for your mortgage renewal."
我问他, 利息还可以再低吗?
他说, 不行. 因为银行规定, 少于一定额度的借款不能降价了.
他说我的房贷不到3年就还完了, 无法更新5年的term.