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樓主 / 下雨不愁
- 時間: 2013-8-06 10:05CMHC has notified banks, credit unions and other mortgage lenders that they will each be restricted to a maximum of $350-million of new guarantees this month under its National Housing Act Mortgage-Backed Securities (NHA MBS) program
business.financialpost...e-lenders/
@JASON.WANG@RBC.COM 當真如此?那豈不是把生意從big 5擠到小銀行/信用社了?
寫道:CMHC’s move may increase mortgage rates charged by Canada’s largest banks by between 15 and 45 basis points, National Bank Financial Inc. analyst Peter Routledge said in an Aug. 5 research note. A basis point is 0.01 percentage point. Smaller competitors that don’t see their funding costs increase to the same degree may benefit, he said. -
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- 時間: 2013-8-06 12:55固定利率將繼續上升,
政府這政策將造成5年固定利率在短期內上升 0.15%-0.65%
我們可以預測會繼續有一些鎖定利率的買家急著入市,
而這回光反照般的 成交量上升現象,在9月會隨著鎖定利率的過期 而急轉直下
www.theglobeandmail.co...e13607534/
“Given the differentials in funding costs via NHA MBS or unsecured long-term funding, I could see [an additional] 20 to 65 basis points in the cost of funding mortgages for the larger banks,” he said. “All else equal, we could see mortgage rates start to move up in unison.” -
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- 時間: 2013-8-06 13:25 GreaterFool 寫道:
固定利率將繼續上升,
政府這政策將造成5年固定利率在短期內上升 0.15%-0.65%
我們可以預測會繼續有一些鎖定利率的買家急著入市,
而這回光反照般的 成交量上升現象,在9月會隨著鎖定利率的過期 而急轉直下
www.theglobeandmail.co...e13607534/
“Given the differentials in funding costs via NHA MBS or unsecured long-term funding, I could see [an additional] 20 to 65 basis points in the cost of funding mortgages for the larger banks,” he said. “All else equal, we could see mortgage rates start to move up in unison.”
一個比一個預測的狠,financial post引述的是10-45個基點,到了這裡就是20-65個基點。
CMHC moves to take steam out of housing market
