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第 31 楼 / 人黄猪老
- 时间: 2011-2-18 15:31买不买RRSP，关键还是看目前收入和将来取款时预计收入的关系吧，工薪族，好像360000以上就应该买RRSP的，前一段CBC Radio的节目里头说的。
要是能补买一些RRSP然后退税cover你的RRSP loan的大部分，那绝对应该买的。 -
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- 时间: 2011-2-18 15:32
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- 时间: 2011-2-18 15:34
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- 时间: 2011-2-18 15:36
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- 时间: 2011-2-18 15:50
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- 时间: 2011-2-18 15:53
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- 时间: 2011-2-18 16:22
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- 时间: 2011-2-18 16:23
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- 时间: 2011-2-18 16:53
下雨不愁 写道:一般说有税要交应该尽量供款rrsp
本来就没税或者很少税的，tfsa更合适
要买房子的，且想利用hbp的应该尽量供
预期一方会没工作的，应该尽量供配偶rrsp
一直没搞懂是全买合算还是买到下沿合算，谁给点拨一下？假如有足够的额度。
以２０１０为例
Personal Income Tax Brackets and Rates - 2010 Tax Year
Taxable Income Tax Rate
$0 to $35,859 5.06%
$35,859.01 to $71,719 7.70%
$71,719.01 to $82,342 10.50%
$82,342.01 to $99,987 12.29%
Over $99,987 14.70%
Tax rates are applied on a cumulative basis. If your taxable income is more than $35,859 the first $35,859 of taxable income is taxed at 5.06%, the next $35,860 of taxable income is taxed at 7.70%, the next $10,623 is taxed at 10.5%, the next $17,645 of taxable income is taxed at 12.29% and any taxable income over $99,987 is taxed at 14.7%. -
- 时间: 2011-2-18 16:58 李敖 写道:
一直没搞懂是全买合算还是买到下沿合算，谁给点拨一下？假如有足够的额度。
以２０１０为例
Personal Income Tax Brackets and Rates - 2010 Tax Year
Taxable Income Tax Rate
$0 to $35,859 5.06%
$35,859.01 to $71,719 7.70%
$71,719.01 to $82,342 10.50%
$82,342.01 to $99,987 12.29%
Over $99,987 14.70%
Tax rates are applied on a cumulative basis. If your taxable income is more than $35,859 the first $35,859 of taxable income is taxed at 5.06%, the next $35,860 of taxable income is taxed at 7.70%, the next $10,623 is taxed at 10.5%, the next $17,645 of taxable income is taxed at 12.29% and any taxable income over $99,987 is taxed at 14.7%.
我每年用的turbo tax里面有rrsp计算工具，自己看看买多少最合适
贷款买RSP,利率P+0，是个好主意吧？
