基本情况:
去年6月被电话call 去 downtown 听一个 有关 xxx 的介绍, 在那里被 sales 忽悠地签了合同,买了xxx 计划,今年7月一用才发现有很多与介绍不符的地方,每年有很多收费的,订住的时候还要交各种费,订房也不方便,才知道受骗了。已向BC小额法庭立案告该公司, 下月法庭调解。我没请律师。
在网上看到有其他受害人也在告这家公司。我联系了一下,他们有六个人,年初请了个律师, 要到明年一月开庭,律师不预收费,打赢后收25%。
主要有以下的基本事实供讨论:
1. 起诉时已是签了合同的第13个月。有无时效问题。
2. 被忽悠的度假计划, sales 的描述与实际有很多不符。卖的时候说一年交400元的管理费,可实际一年下来交了近千元的管理费,memeber费。 订的时候还要交200左右的 transfer费,住完结帐的时候还要交清洁费。 卖的时候不让看合同, 只是讲。 到同意买的时候才把合同拿出来让你签, 厚厚的合同很难一下看明白。所以, 我认为这不是一个 fare trade.
3. 在他给我的是合同的复印件, 在这复印件上, 很多内容被覆盖了, 没印出来。 象公司名称地址,还有 timeshare 合同必须的“ 如何10天内无条件 cancel 合同” 都没有在我的合同复印件中出现。所以我拿到的是一份不完整的合同。
www.bclaws.ca/EPLibrar...2_02#part2
Division 2 — Direct Sales, Future Performance and Time Share Contracts
Required contents
19 A direct sales contract, future performance contract or time share contract must contain the following information:
(a) the supplier's name and, if different, the name under which the supplier carries on business; <-----My contract copy did not has this part!!!
(b) the supplier's business address and, if different, the supplier's mailing address; <-----My contract copy did not has this part!!!
(c) the supplier's telephone number and, if available, facsimile number; <-----My contract copy did not has this part!!!
(d) the date on which the contract is entered into;
(e) a detailed description of the goods or services to be supplied under the contract;
(f) an itemized purchase price for the goods or services to be supplied under the contract;
(g) other costs payable by the consumer, including taxes and shipping charges;
(h) if any customs duties, brokerage fees or other additional charges that may apply to the contract cannot reasonably be determined by the supplier, a description of those charges;
(i) a detailed statement of the terms of payment;
(j) the total price under the contract, including the total cost of credit;
(k) if applicable, a description and dollar value of any trade-in;
(l) if credit is extended or arranged by the supplier, a description of the subject matter of any security interest in accordance with Part 5 [Disclosure of the Cost of Consumer Credit];
(m) a notice of the consumer's rights of cancellation, in the prescribed form and manner, if any; <-----My contract copy did not has this part!!!
(n) any other restrictions, limitations or other terms or conditions that may apply to the supply of the goods or services;
(o) any other prescribed information.
www.bclaws.ca/EPLibrar...2_02#part2
Part 2 — Unfair Practices
Division 1 — Deceptive Acts or Practices
Deceptive acts or practices
4 (1) In this Division:
"deceptive act or practice" means, in relation to a consumer transaction,
(a) an oral, written, visual, descriptive or other representation by a supplier, or
(b) any conduct by a supplier
that has the capability, tendency or effect of deceiving or misleading a consumer or guarantor;
"representation" includes any term or form of a contract, notice or other document used or relied on by a supplier in connection with a consumer transaction.
2) A deceptive act or practice by a supplier may occur before, during or after the consumer transaction.
(3) Without limiting subsection (1), one or more of the following constitutes a deceptive act or practice:
(a) a representation by a supplier that goods or services
(i) have sponsorship, approval, performance characteristics, accessories, ingredients, quantities, components, uses or benefits that they do not have,
(ii) are of a particular standard, quality, grade, style or model if they are not,
(iii) have a particular prior history or usage that they do not have, including a representation that they are new if they are not,
(iv) are available for a reason that differs from the fact,
(v) are available if they are not available as represented,
(vi) were available in accordance with a previous representation if they were not,
(vii) are available in quantities greater than is the fact, or
(viii) will be supplied within a stated period if the supplier knows or ought to know that they will not;
(b) a representation by a supplier
(i) that the supplier has a sponsorship, approval, status, affiliation or connection that the supplier does not have,
(ii) that a service, part, replacement or repair is needed if it is not,
(iii) that the purpose or intent of a solicitation of, or a communication with, a consumer by a supplier is for a purpose or intent that differs from the fact,
(iv) that a consumer transaction involves or does not involve rights, remedies or obligations that differs from the fact,
(v) about the authority of a representative, employee or agent to negotiate the final terms of a consumer transaction if the representation differs from the fact,
(vi) that uses exaggeration, innuendo or ambiguity about a material fact or that fails to state a material fact, if the effect is misleading,
(vii) that a consumer will obtain a benefit for helping the supplier to find other potential customers if it is unlikely that the consumer will obtain the benefit,
(viii) that appears in an objective form such as an editorial, documentary or scientific report if the representation is primarily made to sell goods or services, unless the representation states that it is an advertisement or promotion, or
(ix) to arrange for the consumer an extension of credit for a fee, unless the fee is deducted from the advance, as defined in section 57 [definitions];
(c) a representation by a supplier about the total price of goods or services if
(i) a person could reasonably conclude that a price benefit or advantage exists but it does not,
(ii) the price of a unit or installment is given in the representation, and the total price of the goods or services is not given at least the same prominence(突出), or
(iii) the supplier's estimate of the price is materially less than the price subsequently determined or demanded by the supplier unless the consumer has expressly consented to the higher price before the goods or services are supplied;
(d) a prescribed act or practice.
Prohibition and burden of proof
5 (1) A supplier must not commit or engage in a deceptive act or practice in respect of a consumer transaction.
(2) If it is alleged that a supplier committed or engaged in a deceptive act or practice, the burden of proof that the deceptive act or practice was not committed or engaged in is on the supplier.
还有这两个文件, 是ALBERTA 省的,BC 没有单立 act, 但有类似的bill。
Unfair_Practices_the_Fair_Trading_Act.pdf:
www.servicealberta.ca/...ng_Act.pdf
timeshare-act.pdf: |
http://www.westca.com/Forums/posting/mode=newtopic/f=134/lang=schinese.html |