结合实例看HST - 买房卖房HST相关须知

DaisyC 写道:

Hi Gary,
Thank you so much for your quick reply.
SO $425,000 is PTT threshold amount ( 免 all l PTT) for the first home buyer, and 免 part PTT between $450,000 and $425,000. But what is the threshold amount for 联邦GST减免( as you said: price x 5% x 36%), less or = $450,000?

$450,000

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Thanks a lot!

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Hi, Gary, if the new house was built completely in Jan 2010, and listed it on MLS in Jan 2010. now the buyer should only pay for the GST , right? if the price is $700000, can buyer still get the GST rebate for it? the Provincial rebate $26500?

Thank you Gary

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greencoffee 写道:

Hi, Gary, if the new house was built completely in Jan 2010, and listed it on MLS in Jan 2010. now the buyer should only pay for the GST , right? if the price is $700000, can buyer still get the GST rebate for it? the Provincial rebate $26500?

Thank you Gary

如果您的购房合约是在2009年11月18日之前签署，无论过户或者入住的日期是在2010年7月1日以前或者以后，只需要缴纳GST.

如果您的购房合约是在2009年11月18日之后签署，并且过户或者入住的日期是在2010年7月1日以后，就要按照规定缴纳HST.

So from my understanding, it depends on the date of the Contract of Purchase and Sale, not the date the house was built.

There's no GST rebate since the price is > $450,000;
However you may be able to claim HST rebate of $26,500 for primary residence.

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My contract for one brand new house( building finished Feb, 2010) was March, 2010, and moved in May, 2010( before July 2010). My seller only payed GST

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Hi Gary,

SO, 如果购 new 房合约是在2009年11月18日之后签署， but 过户或者入住的日期是在2010年7月1日以前，就只需要缴纳GST, 不要缴纳HST, is it right?

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谢谢, Gary. 所以，只要在7月1日以后买新房，无论房子何时建好何时列出来卖,都要付HST了. 70万的房子HST $84,000, 减HST Rebate $26,500, 那就是 $700,00+ $84,000 - $26,500 = $757,500

另问，一般HST是算在贷款里还是现金付? 谢谢

garygao 写道:

如果您的购房合约是在2009年11月18日之前签署，无论过户或者入住的日期是在2010年7月1日以前或者以后，只需要缴纳GST.

如果您的购房合约是在2009年11月18日之后签署，并且过户或者入住的日期是在2010年7月1日以后，就要按照规定缴纳HST.

So from my understanding, it depends on the date of the Contract of Purchase and Sale, not the date the house was built.

There's no GST rebate since the price is > $450,000;
However you may be able to claim HST rebate of $26,500 for primary residence.

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DaisyC 写道:

Hi Gary,
SO, 如果购 new 房合约是在2009年11月18日之后签署， but 过户或者入住的日期是在2010年7月1日以前，就只需要缴纳GST, 不要缴纳HST, is it right?

Yes, there's no HST involved if you take possession before July 1st..

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greencoffee 写道:

一般HST是算在贷款里还是现金付? 谢谢

This is an good question.

The bank will mortgage HST and the entire amount of the mortgage insurance. Not the Property transfer tax though.

The property transfer tax you have to pay out of pocket.

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