Are there funds which charge more than 2%? Definitely, the answer is yes.
I remember, there are 2 good Muslim funds, which expense ratios are above 2 percent. But I don't remember their symbols any more. I don't own them.
pigsrunning 寫道: |
本末倒置,要看實際的平均回報
expense ratio低並不一定好,要看是哪個fund manage管,在他(們)管理下5年,10年的平均回報如何
回報3%,expense ratio=0.1%(實際 2。9%)和回報15%,expense ration=2%(實際13%)是沒法比的。
先看回報,再看費用
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這是典型的所謂的“理財專家”的詭辯。
Expense ratio high != return high.
Expense ratio low != return low.
大家只要到MORNINGSTAR.COM, 去做一點研究,馬上真相大白。
Evils are always stronger than truth.
您不僅會學到知識,而且會看到哪些所謂的理財專家的精彩表演!!!!

大家只需要看看 T Row Price, Vanguard, Fidelity 3家有多少5星級基金就可以了。 更不用說4星級的了。。。
這3家所有基金費用都不超過1.2%,大多低於1%,甚至遠低於1%。
他們都是美國最大最好的基金公司之一。
All 4 fund families mentioned above are not only low cost, but also no-load!!!!!!!
Your expert advisers will not mention them because they cannot get commission unless they sell them by packaging them on the top then over-charge you.
實際上基金,包括FIDELITY, 在加拿大收取比美國高得多的費用。為什麼,我不知道。
實例 (zspread 和 ranchgirl 提供)
FIEUX - fidelity Europe fund: Expense Ratio:1.00% (US)
Fidelity Europe Sr A U$ MER 2.51%(Canada)
FHKCX-Fidelity China Region Fund:Expense Ratio:1.11% (US)
Fidelity China Fund MER 2.46% (Canada)