谢谢,很好的比较。我把文章转帖过来。对于5k的limit, 做active trading现在手续费还太高。大家可以先做做波段,等明年交易可以频繁一点。
The Ultimate Online Brokerage RRSP/TFSA Cost Comparison
Here's a comparions of key fees and commissions charged by 13 online brokerages for self-directed registered retirement savings plans and Tax-Free Savings Accounts. Online transactions only.
Minimum Stock-
Stock- Trading Fees to
Annual Trading Comms Buy or
Admin Fee Minimum Commission for Large Sell
for Small Account Inactivity Withdrawal for Smaller or Active Mutual
Broker Accounts Size Fees Fees Accounts Accounts Funds
BMO InvestorLine (bmoinvestorline.com)
RRSPs $100 $5,000 none $50 $29 $9.95 none/$35
TFSAs $50 none none none
~RRSP admin fees waived for accounts of $15,000 more more, TFSA admin fees are waived when your assets at InvestorLine hit
$100,000 or more; no TFSA or RRSP fees in calendar year account is opened
~many funds sold without fees, others with a $35 charge to buy, sell or switch
CIBC Investor's Edge (investorsedge.cibc.com)
RRSPs $100 none none $50 $28.95 $7.90 none
TFSAs n/a
~no self-directed TFSA accounts as of yet
~RRSP admin fee waived for accounts of $25,000 or more
~FundPlus RRSP accounts (funds and bonds or GICS only) cost $25 per year to $25,000
~the minimum stock trading commission applies if you prepay $395 per year for 50 trades
Credential Direct (credentialdirect.com)
RRSPs $50 none none $50 $19 $9.95 none
TFSAs none none none none
~RRSP admin fee waived for accounts of $15,000 or more
Disnat (disnat.com)
RRSPs $75 $1,000 none $25 $29 $9.95 none for
TFSAs none none $12.50/q none most funds
~RRSP admin fees waived for accounts of $15,000 or more
~TFSA inactivity fees waived if you have an RRSP account with Disnat, if you made one trade in the previous 12 months or if you
have assets of $15,000 or more at Disnat
E*Trade Canada (canada.etrade.com)
RRSPs none none none $25 $19.99 $9.99 none
TFSAs none none none none
~$9.99 commissions kick in for accounts of $50,000 or more
HSBC InvestDirect (investdirect.hsbc.ca)
RRSPs $50 none none $75 $29 $9.98 none
TFSAs none none none none
~RRSP admin fees waived for accounts of $15,000 or more
National Bank Direct Brokerage (nbdb.ca)
RRSPs $75 none none $25 $28.95 $9.95 none
TFSAs none none $80 none
~RRSP admin fee wiaved for acccounts of $25,000 or more
~TFSA inactivity fees are cancelled if you have an RRSP with the firm, if you make two trades over a 12-month period or if you use National Bank products exclusively
Minimum Stock-
Stock- Trading Fees to
Annual Trading Comms Buy or
Admin Fee Minimum Commission for Large Sell
for Small Account Inactivity Withdrawal for Smaller or Active Mutual
Broker Accounts Size Fees Fees Accounts Accounts Funds
Qtrade (qtrade.ca)
RRSPs $50 $1,000 none $50 $19 $9.95 none
TFSAs none $1,000 none none
~RRSP admin fee wiaved for acccounts of $15,000 or more
Questrade (questrade.com)
RRSPs none $1,000 none none $4.95 $4.95 $9.95
TFSAs none $1,000 none none
RBC Direct Investing (rbcdirectinvesting.com)
RRSPs $75 none none $50 $28.95 $9.95 none
TFSAs none none none none
~RRSP admin fee waived for acccounts of $25,000 or more
ScotiaMcLeod Direct Investing (soctiamcleoddirect.com)
RRSPs $100 none none $25 $28.95 $14.95 none
TFSAs none none none none
~RRSP admin fee waived for acccounts of $25,000 or more
TD Waterhouse (tdwaterhouse.ca)
RRSPs $100 none none one free/yr $29 $9.99 none/$33.75
TFSAs $50 none none one free/yr
~RRSP admin fee waived for acccounts of $25,000 or more
~Basic RRSP (funds and bonds, GICs) costs $25 per year to $25,000
~TFSA annual admin fees waived if you have $100,000 in assets with TDW, if you sign up for electronic account statements
~many funds sold without fees, others with a $33.75 charge to buy, sell or switch
TradeFreedom (tradefreedom.com)
RRSPs none $1,000 none $25 $9.95 $9.95 $37.95
TFSAs none $1,000 none $25
~funds must be purchased by phone
~account minimums do not apply to existing clients
*Large accounts defined as having at least $100,000 in assets with a firm in most cases; even lower commissions may be available to hyper-active traders.