Jason哥請進,幾個貸款投資的問題

'Vendor Take-Back Mortgage'
A type of mortgage in which the seller offers to lend funds to the buyer to help facilitate the purchase of the property. The take-back mortgage often represents a secondary lien on the property, as most buyers will have a primary source of funding other than the seller.


×××× MOST LENDER DON'T LIKE THIS IDEA....
ALL MTG SPECIALIST AT [RBC] DON'T DEAL W/ 2ND CHARGED MTG.
WE DEAL W/ FIRST CHARGED MTG ONLY.
OR,LET'S SAY, WE DON'T WANT CLIENT FUNDING THE TOTAL MTG
FROM MULTIPLE SOURCES. %FROM RBC, % FROM THE SELLER.

FOR EXAMPLE, PURCHASE, 500,000.00
CLIENT SAY, I PUT DOWN 20%, 100,000.00, BORROW 200,000 FROM RBC,
AND ASSM REMAINING 200,000 FROM TD (FROM THE SELLER.)
THIS MAYBE BE A CREATIVE IDEA BUT RBC MTG SPECIALIST CANNOT PROCESS IT.
MAYBE SOME LENDER OUT THERE ARE OK W/ SUCH STRUCTURE.

FOR THOSE OF YOU WHO WANTS
ALL DETAILS ON THE "STANDARD" TERMS OF RBC CONVENTIONAL & HOMELINE MTG,

PLS READ,

www.rbcroyalbank.com/l...teral.html

銀行可以給出novation agreement麼? 完全免除賣家的責任. ----- 沒有特別單獨給這類的免責合約。

但是, 同意ASSM , 對SELLER 來說,

房子都過戶給BUYER, 當然免責。 我相信律師

在這裡會把關。 這個ASSUMPTION 還是要

經過審批的。 接收貸款的這個人需要證明還款能力。