[人在旅途]

請問父母來加拿大短期探親, 大家都買什麼樣的保險? 有什麼推薦的嗎？　謝謝！

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就買臨時醫療保險。$2-3一天。各保險公司都有賣。

[找樂兒]

我是到manulife的網站上直接信用卡支付購買的緊急醫療保險。適合旅游探親的或者新移民登陸時msp的等候期。manulife的這種叫做coverme的travel insurance可以提前購買（很多保險代理都要求人到了才可以買），抵達之日生效。我幫我父母買的是一人5萬加幣的，墊底費1000加幣，買了74天，每個人付248加幣。如果買一人2.5萬加幣的是213元。

鏈接如下：
manulife coverme

[car]

找樂兒 寫道:

我是到manulife的網站上直接信用卡支付購買的緊急醫療保險。適合旅游探親的或者新移民登陸時msp的等候期。manulife的這種叫做coverme的travel insurance可以提前購買（很多保險代理都要求人到了才可以買），抵達之日生效。我幫我父母買的是一人5萬加幣的，墊底費1000加幣，買了74天，每個人付248加幣。如果買一人2.5萬加幣的是213元。 鏈接如下： manulife coverme

cover些什麼？

[找樂兒]

car 寫道:

找樂兒 寫道: 我是到manulife的網站上直接信用卡支付購買的緊急醫療保險。適合旅游探親的或者新移民登陸時msp的等候期。manulife的這種叫做coverme的travel insurance可以提前購買（很多保險代理都要求人到了才可以買），抵達之日生效。我幫我父母買的是一人5萬加幣的，墊底費1000加幣，買了74天，每個人付248加幣。如果買一人2.5萬加幣的是213元。 鏈接如下： manulife coverme cover些什麼？

Emergency Medical

Emergency Medical Benefits

Emergency medical attention
Coverage for professional medical services due to covered risk, up to $300 by profession
Ambulance transportation
Emergency dental treatment
Expenses related to death
Return home, if recommended by attending physician
Additional expenses for meals and hotel
Visit to bedside if travelling alone
Childcare expenses
Return of Children

Trip Interruption

Trip Interruption Benefits

Up to $1,500 for Single Coverage and $5,000 for Family Coverage
Reimbursement of prepaid portion of the trip that is non-refundable and non-transferable to another travel date for a covered event
Highlights of insured risks:
Medical condition or death of insured (or insured's travel companion)
Medical condition or death of insured's (or insured's travel companion's) immediate family
Admittance to a hospital in an emergency or the death of the person whose guest you are during your trip

Travel Accident

Travel Accident Insurance covers the following benefits:

If an accidental bodily injury causes the insured to die, to become completely and permanently blind in both eyes or to have two limbs fully severed above the wrist or ankle joints, within 365 days of the accident, Manulife Financial will pay $50,000.
If an accidental bodily injury causes the insured to become completely and permanently blind in one eye or have one limb fully severed above a wrist or ankle joint, within 365 days of the accident, Manulife Financial will pay $25,000.
If the insured has more than one accidental bodily injury during the trip, Manulife Financial will pay the applicable insured sum only for the one accident that entitles the insured to the largest benefit amount.

[路人甲]

象我父親有心臓病、高血壓，如果有需要，去醫院看病的費用cover嗎？多謝。

[找樂兒]

路人甲 寫道:

象我父親有心臓病、高血壓，如果有需要，去醫院看病的費用cover嗎？多謝。

中國來的只能買plan A. Plan A does not provide coverage for pre-existing medical conditions.

[shawcable]

找樂兒 寫道:

路人甲 寫道: 象我父親有心臓病、高血壓，如果有需要，去醫院看病的費用cover嗎？多謝。 中國來的只能買plan A. Plan A does not provide coverage for pre-existing medical conditions.

這一點，其它保險公司的政策也是一樣的。我現在頭痛，我的一個非直屬親戚，一定要來玩，去年剛剛腰椎出問題臥床近半年。他如果來了之後，腰椎在這裡出問題，我恐怕傾家蕩產也幫不了他了。

[找樂兒]

shawcable 寫道:

找樂兒 寫道: 路人甲 寫道: 象我父親有心臓病、高血壓，如果有需要，去醫院看病的費用cover嗎？多謝。 中國來的只能買plan A. Plan A does not provide coverage for pre-existing medical conditions. 這一點，其它保險公司的政策也是一樣的。我現在頭痛，我的一個非直屬親戚，一定要來玩，去年剛剛腰椎出問題臥床近半年。他如果來了之後，腰椎在這裡出問題，我恐怕傾家蕩產也幫不了他了。

如果是你擔保他來的話，從法律上講你就要負擔他在此的相關費用了。。。

不過不是直系親屬的話，一般你擔保的簽證不一定簽的出來；如果是別人擔保的就應該由別人來負擔這些費用

緊急醫療保險雖然不能cover以前就有的病，但是可以cover return home的費用的，實在舊病復發了，就只能先應付一下，想辦法弄回國治療了。。。

[shawcable]

找樂兒 寫道:

但是可以cover return home的費用的，

這個很重要，我原來不知道，謝謝你告訴我。