[RBCJASONWANG]

RBC 再次下调3年固定利率

www.rbcroyalbank.com/m...rates.html

[RBCJASONWANG]

Mortgage Rates
The charts below show current mortgage rates for fixed and variable rate mortgages, as well as the Royal Bank of Canada prime rate:

Fixed Mortgage Rates(21)

Term

Posted Rate

Special Offers(22)

Convertible

6 Month

4.000%

Call for details

Closed

1 Year	3.100%	Call for details
2 Year	3.140%	Call for details
3 Year	3.650%	2.990%(3)
4 Year	4.640%	Call for details
5 Year	5.240%	Call for details
7 Year	5.950%	3.590%(5)
10 Year	6.750%	Call for details
25 Year	8.750%	Call for details

Open

6 month	6.300%
1 year	6.300%

Variable Mortgage Rates(23)

Term

Posted Rate

Closed

5 year	RBC Prime Rate
+ 0.200%(6)

Open

5 year	RBC Prime Rate
+ 1.000%(7)

Today's Royal Bank of Canada Prime Rate:

RBC Prime Rate

3.000%

For mortgages approved on or before November 30, 2012, funds must be advanced within 120 days of date of application. Offer may be changed, withdrawn or extended at any time, without notice.

3. APR 3.040%. Offer expires November 30, 2012.

5. APR 3.610%. Offer expires November 30, 2012.

6. APR 3.230% based on today's Royal Bank of Canada Prime Rate of 3.000%.

7. APR 4.030% based on today's Royal Bank of Canada Prime Rate of 3.000%.

Applicable to residential mortgages only and subject to Royal Bank of Canada lending criteria for residential properties. Some conditions apply. Special Offers are discounted rates and are not the posted rates of Royal Bank of Canada. Specials Offers may be changed, withdrawn or extended at any time, without notice.

[发贴赚镑]

下调利率没啥大用。

收紧贷款条件，就是银行自己给自己套上的绳套，只有出气没有进气，当憋得难受的时候，只有返回去重新解套，才是有用的手段。

[～飘落～]

七年不错

[发贴赚镑]

～飘落～ _BBCODE_WROTE:

七年不错

是啊,利率其实现在都不错,就是太难拿到了。

[～飘落～]

大黄蜂 _BBCODE_WROTE:

～飘落～ _BBCODE_WROTE: 七年不错 是啊,利率其实现在都不错,就是太难拿到了。

哦?

[发贴赚镑]

～飘落～ _BBCODE_WROTE:

大黄蜂 _BBCODE_WROTE: ～飘落～ _BBCODE_WROTE: 七年不错 是啊,利率其实现在都不错,就是太难拿到了。 哦?

说错了,我是说太难拿到贷款了。

这么低的利率,拿不出来去发发小财,太可惜了不是。

[RBCJASONWANG]

贷款收紧的部分很多是政府强制性的政策。

银行必须跟进。任何一家银行都一样。

为什么政府这么做? 风险管理。怕房价下滑

失业等等造成金融系统上更大的风险。怕像美国那样。

[～飘落～]

大黄蜂 _BBCODE_WROTE:

～飘落～ _BBCODE_WROTE: 大黄蜂 _BBCODE_WROTE: 是啊,利率其实现在都不错,就是太难拿到了。 哦? 说错了,我是说太难拿到贷款了。 这么低的利率,拿不出来去发发小财,太可惜了不是。

是的是的!容易拿的话我也想拿几百万放高利啊!嘻嘻

[发贴赚镑]

_BBCODE_WROTE:

贷款收紧的部分很多是政府强制性的政策。 银行必须跟进。任何一家银行都一样。 为什么政府这么做? 风险管理。怕房价下滑 失业等等造成金融系统上更大的风险。怕像美国那样。

借帖问问老王：现在银行是不是贷款出去的数量下降很多？这样下去的话，银行的业绩可要跟着下降了，我估计，过一阵子，银行得松绑，明的暗的都得松。看看吧。