For those who need more coverage of insurance, they can use this rebate and savings from previous insurance premium to buy commercial insurance to have themselves fully covered. Unlimited coverage of insurance by suing ICBC and those involved in the traffic accidents through lawsuits caused super high insurance premium for everyone. We cannot enjoy lower insurance premium and complain the less coverage at the same time. The money you get paid by insurance in the accidents is paid by everyone, not the insurance company.
Your theory is correct when you are not a victim of a car accident and seriously injured…how about a pedestrian hit by a car? So just wish you will never be involved in an accident and seriously injured. People never care if things haven’t happened to themselves. Just because the victims are a small portion of the population so the politicians chose to ignore and sacrifice them.
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