[LUSUN]

銀行吃人不吐骨頭的黑心狼，呵呵
www.cbc.ca/news/busine...qMW1_EHnac


Big banks slammed for charging customers interest on interest for deferred mortgage payments

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大銀行因向客戶收取延期支付的抵押貸款利息而受到抨擊

[damnff]

其實收利息就沒有延期付款的意義了

[LUSUN]

抵押貸款的還款可以延期6個月，但這些還款的利息將被加回未償余額，導致客戶在延期支付利息的基礎上再支付利息，從而增加了借貸的總成本。

Mortgage payments can be deferred for up to six months — but the interest on those payments will be added back to the outstanding balance, resulting in customers paying interest on top of deferred interest and increasing the total cost of borrowing.

[Viny]

本來就應該這樣算呀！

[May77]

銀行又不是慈善機構，要跟著ZF發錢

[空山]

LUSUN 寫道:

抵押貸款的還款可以延期6個月，但這些還款的利息將被加回未償余額，導致客戶在延期支付利息的基礎上再支付利息，從而增加了借貸的總成本。 Mortgage payments can be deferred for up to six months — but the interest on those payments will be added back to the outstanding balance, resulting in customers paying interest on top of deferred interest and increasing the total cost of borrowing.

沒什麼問題啊。政府又沒說不許銀行收房貸的利息了。銀行也沒收額外的手續費之類的。

[游客2016]

延期付等於把那些錢連本帶利加回本金裡面，不劃算

[Exoticfold]

天經地義呀。

[平行空間]

如果要求銀行不賺錢，是不是也應該要求所有公司不賺錢，要求所有房東免租金，要求所有人上班做義工？

[Hstt]

這有啥不對的！？