#1: 作者: LUSUN, 時間: 2021-3-05 19:29

現在找到了，官方的報道，比較公道

betterdwelling.com/can...-309130221

#2: 作者: LUSUN, 時間: 2021-3-05 19:29

[b]Bank Of Canada Cuts Interest Rates 3x[/b]

#3: 作者: LUSUN, 時間: 2021-3-05 19:31

The BoC also lowered the five year conventional mortgage rate, which is used for the stress test. The rate was 5.19% on March 11, 2020, and received three cuts along the way until it hit 4.79% on August 12, 2020. This added an additional ~4.5% in qualified buying power. The stress test only applies to OSFI-regulated lenders, but they’re the majority of activity.

下調了用於壓力測試的5年期常規抵押貸款利率。2020年3月11日的利率為5.19%，並在此期間進行了三次下調，直到2020年8月12日達到4.79%。這使合格購買力增加了4.5%左右。壓力測試只適用於受金融監管機構監管的銀行，但它們是主要活動。

#4: 作者: 空山, 時間: 2021-3-05 19:32

最近的地產狂熱應該也就一陣子 過陣子應該就平穩了

#5: 作者: LUSUN, 時間: 2021-3-05 19:33

央行開始將加拿大抵押貸款債券(CMBs)納入其資產負債表。此舉與美聯儲(fed)在2009年崩盤後刺激房價增長的舉措類似。

#6: 作者: LUSUN, 時間: 2021-3-05 19:35

Canada didn’t require a reason for a payment deferral. It was just a break from paying your bills, and an interest free loan. CBA statistics show 16.7% of mortgages at member banks granted payment deferrals. That’s one in six mortgages held by member banks. The rate of deferrals was even higher than the peak unemployment rate.

央行開始將加拿大抵押貸款債券(CMBs)納入其資產負債表。此舉與美聯儲(fed)在2009年崩盤後刺激房價增長的舉措類似。

#7: 作者: LUSUN, 時間: 2021-3-05 19:36

加拿大沒有要求提供延期付款的理由。只是暫時不用付賬單，還有免息貸款。CBA數據顯示，16.7%的會員銀行的抵押貸款延期還款。這是會員銀行持有的六分之一的抵押貸款。延期的比率甚至比失業率的峰值還要高。

#8: 作者: LUSUN, 時間: 2021-3-05 19:39

東城煙柳 寫道:

最近的地產狂熱應該也就一陣子 過陣子應該就平穩了

這個月過了就沒戲了

betterdwelling.com/can...cotiabank/



Canadian Real Estate May Get Cooling Measures As Early As This Month: Scotiabank

#9: 作者: 空山, 時間: 2021-3-05 19:54

LUSUN 寫道:

這個月過了就沒戲了 betterdwelling.com/can...cotiabank/ Canadian Real Estate May Get Cooling Measures As Early As This Month: Scotiabank

但是建房的費用是扎扎實實的上升了

#10: 作者: LUSUN, 時間: 2021-3-05 19:57

東城煙柳 寫道:

LUSUN 寫道: 這個月過了就沒戲了 betterdwelling.com/can...cotiabank/ Canadian Real Estate May Get Cooling Measures As Early As This Month: Scotiabank 但是建房的費用是扎扎實實的上升了

那麼多房子在建，說明還是有利可圖，就看賺多少了