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沒有遺產稅,PROBATE FEE也不少啊。。

文章內容
加拿大沒有遺產稅,但是處理財產政府會收一個叫PROBATE FEE。。。

(2) No fee is payable under this Act

(a) on a grant de bonis non, a cessate grant or a double probate, or

(b) if the value of the estate does not exceed $25 000.

(3) If the value of the estate exceeds $25 000, whether disclosed to the court before or after the issue of the grant or before or after the resealing, as the case may be, the amount of fee payable is

(a) $6 for every $1 000 or part of $1 000 by which the value of the estate exceeds $25 000 but is not more than $50 000, plus

(b) $14 for every $1 000 or part of $1 000 by which the value of the estate exceeds $50 000.

假設有100W遺產,要1萬3多的PROBATE FEE,還沒算PROPERTY TRANSFER TAX和律師費。。

所以家裡老人有財產,早點轉移或者做成JOINT TENANT
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文章評論

樂高粉
Re: 沒有遺產稅,PROBATE FEE也不少啊。。
redhotpepper 寫道:
加拿大沒有遺產稅,但是處理財產政府會收一個叫PROBATE FEE。。。

(2) No fee is payable under this Act

(a) on a grant de bonis non, a cessate grant or a double probate, or

(b) if the value of the estate does not exceed $25 000.

(3) If the value of the estate exceeds $25 000, whether disclosed to the court before or after the issue of the grant or before or after the resealing, as the case may be, the amount of fee payable is

(a) $6 for every $1 000 or part of $1 000 by which the value of the estate exceeds $25 000 but is not more than $50 000, plus

(b) $14 for every $1 000 or part of $1 000 by which the value of the estate exceeds $50 000.

假設有100W遺產,要1萬3多的PROBATE FEE,還沒算PROPERTY TRANSFER TAX和律師費。。

所以家裡老人有財產,早點轉移或者做成JOINT TENANT


JOINT TENANT 怎麼做 icon_question.gif

2014-05-06 12:05:19 | 引用
Re: 沒有遺產稅,PROBATE FEE也不少啊。。
樂高粉 寫道:
redhotpepper 寫道:
加拿大沒有遺產稅,但是處理財產政府會收一個叫PROBATE FEE。。。

(2) No fee is payable under this Act

(a) on a grant de bonis non, a cessate grant or a double probate, or

(b) if the value of the estate does not exceed $25 000.

(3) If the value of the estate exceeds $25 000, whether disclosed to the court before or after the issue of the grant or before or after the resealing, as the case may be, the amount of fee payable is

(a) $6 for every $1 000 or part of $1 000 by which the value of the estate exceeds $25 000 but is not more than $50 000, plus

(b) $14 for every $1 000 or part of $1 000 by which the value of the estate exceeds $50 000.

假設有100W遺產,要1萬3多的PROBATE FEE,還沒算PROPERTY TRANSFER TAX和律師費。。

所以家裡老人有財產,早點轉移或者做成JOINT TENANT


JOINT TENANT 怎麼做 icon_question.gif


買房子的時候做的

一般律師都會問你的。。要JOINT TENANT OR TENANT IN COMMON

2014-05-06 12:06:28 | 引用
redhotpepper
樂高粉
Re: 沒有遺產稅,PROBATE FEE也不少啊。。
redhotpepper 寫道:
樂高粉 寫道:
redhotpepper 寫道:
加拿大沒有遺產稅,但是處理財產政府會收一個叫PROBATE FEE。。。

(2) No fee is payable under this Act

(a) on a grant de bonis non, a cessate grant or a double probate, or

(b) if the value of the estate does not exceed $25 000.

(3) If the value of the estate exceeds $25 000, whether disclosed to the court before or after the issue of the grant or before or after the resealing, as the case may be, the amount of fee payable is

(a) $6 for every $1 000 or part of $1 000 by which the value of the estate exceeds $25 000 but is not more than $50 000, plus

(b) $14 for every $1 000 or part of $1 000 by which the value of the estate exceeds $50 000.

假設有100W遺產,要1萬3多的PROBATE FEE,還沒算PROPERTY TRANSFER TAX和律師費。。

所以家裡老人有財產,早點轉移或者做成JOINT TENANT


JOINT TENANT 怎麼做 icon_question.gif


買房子的時候做的

一般律師都會問你的。。要JOINT TENANT OR TENANT IN COMMON


後做也可以嗎?費用高嗎?

2014-05-06 12:22:55 | 引用
Re: 沒有遺產稅,PROBATE FEE也不少啊。。
樂高粉 寫道:
redhotpepper 寫道:
樂高粉 寫道:
JOINT TENANT 怎麼做 icon_question.gif


買房子的時候做的

一般律師都會問你的。。要JOINT TENANT OR TENANT IN COMMON


後做也可以嗎?費用高嗎?


Is there any mortgage on title?

If there is, you need to contact your bank first. No lawyer should add someone's name onto title without bank's approval. I recommend that you do it at mortgage renewal. It's so called refinance.

If there is no mortgage on title, it's really easy. You can ask a lawyer/notary to do it for you and the legal cost should be around $200-300.

Bear in mind, if the person who you wish to add onto title as joint tenant is not a spouse, there will be property transfer taxes.

2014-05-06 13:39:29 | 引用
redhotpepper
aquanaut
Re: 沒有遺產稅,PROBATE FEE也不少啊。。
探討一下,早做Joint Tenant也有風險吧?比如子女的婚姻變化可能導致財產的分割?

另外,將房產贈與或低價賣給arm's length的人,例如成年後代,即使是自住房,政府也要對房產的增值部分征稅。以下省略XX字。。。 icon_mrgreen.gif

2014-05-06 13:43:13 | 引用
Re: 沒有遺產稅,PROBATE FEE也不少啊。。
樂高粉 寫道:
redhotpepper 寫道:
樂高粉 寫道:
JOINT TENANT 怎麼做 icon_question.gif


買房子的時候做的

一般律師都會問你的。。要JOINT TENANT OR TENANT IN COMMON


後做也可以嗎?費用高嗎?


後做的話zf視作一次交易,

需要繳納過戶稅, 按房產1/n價值計算 property transfer tax。

道聽途說, 不足為證。 icon_mrgreen.gif

2014-05-06 13:43:19 | 引用
snailiving
redhotpepper
Re: 沒有遺產稅,PROBATE FEE也不少啊。。
aquanaut 寫道:
探討一下,早做Joint Tenant也有風險吧?比如子女的婚姻變化可能導致財產的分割?

另外,將房產贈與或低價賣給arm's length的人,例如成年後代,即使是自住房,政府也要對房產的增值部分征稅。以下省略XX字。。。 icon_mrgreen.gif


只能作PRE-NAP/MARRIAGE AGREEMENT。。。

2014-05-06 13:50:57 | 引用
無題
真的有錢人都是拿TRUST來買房子。。。

2014-05-06 13:53:55 | 引用
redhotpepper
aquanaut
無題
redhotpepper 寫道:
真的有錢人都是拿TRUST來買房子。。。


請教一下利與弊。

2014-05-06 14:16:58 | 引用
無題
同問,謝謝解答。

aquanaut 寫道:
redhotpepper 寫道:
真的有錢人都是拿TRUST來買房子。。。


請教一下利與弊。

2014-05-24 10:31:41 | 引用
老馬識途

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redhotpepper
就算不漂亮也要笑得有魅力,就算不溫柔也要倔強的有個性……

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