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对联邦新政的看法

2019-03-20 12:30:32
文章内容
联邦政府希望帮助首次买房者买到房,主要是对50万以下的房源。

这对大温地区除了公寓外,受益不大。但却是进一步推高低价房源价格的推手。大温最大的受益者可能反而又是素里公寓了。

不过,这种政策比省政府加税的政策应该更正面,起码鼓励公寓开发商在素里这样土地价格相对低的地方的开发。

但其负面影响也不可忽视,政府人为地推动需求,在目前债务危机的情况下,可能会拔苗助长。
点击: 0 | 评论: 17 | 分类: 缺省 | 论坛: 买房卖房 | 论坛帖子
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白云大剑
Re: 对联邦新政的看法
这是个阴谋。给你个甜枣,让你选小土豆。

如果小土豆连任,加拿大会是什么样?
所谓覆巢之下安有完卵?
加拿大房地产为什么这么火?主要是环境,保括良好的自然环境 和稳定的社会环境,现在小土豆就是在破坏这个社会环境,让加拿大变成毒品泛滥、恐怖分子猖獗、同性恋变态人甚嚣尘上的垃圾桶。这个破坏是10%能弥补的吗?
逆天叛道必遭天谴。
如果仅从一己私利或某行业利益来判断怎能得出公正结论呢?

2019-03-20 12:47:44 | 引用
无题
不是说最高弄到60万的物业吗?

2019-03-20 12:55:34 | 引用
男人你懂的
拔毒驱邪
无题
联邦政府自由党滚蛋了,就没有这种毒药了

2019-03-20 12:56:44 | 引用
Re: 对联邦新政的看法
看看西人经纪写的文章,个人觉得很客观分析也到位:

stevesaretsky.com/cana...me-buyers/

2019-03-20 14:34:34 | 引用
码农
码农
Re: 对联邦新政的看法
This loan only applies to first time buyers using an insured mortgage (less than 20% down payment) 
必须首付低于20%买CMHC保险的

The equity position will be either 10% for a newly constructed home or a 5% for an existing home
二手房只有5%

Of course the real winner here is property developers who are being gifted a liquidity injection as pre-sale absorption rates fall in Vancouver and more recently sank to an eighteen year low in the city of Toronto.
最受益的是新房开发商,现在楼花卖不出去,政府这是在帮他们金主找接盘侠

 there has only been $1.25B allocated over three years, or about $400M per year. In Canada there are nearly 300,000 first time buyers per year so this program will only provide a $1300 per buyer stimulus assuming every first time buyer goes the insured mortgage route.
这点钱根本就不够分,所以大部分人即使满足条件也拿不到多少钱

While using taxpayer money to help first time buyers purchase a home at record high valuations sounds like a heartwarming idea, thankfully the policy has little bite in reality. The only real way to make housing more affordable is for prices to drop, not by handing out free money. 
这才是真正良心经纪说的话,差别怎么这么大呢

I suspect this was the plan all along given the Federal Government did not go ahead with re-introducing the 30 year amortization and remained firm on the B-20 mortgage stress test.
如果真是这样,对楼市妥妥的利空啊

As usual, this appears to be mere window dressing ahead of a federal election. The program is expected to be up and running by September 2019
说白了就是为了竞选先划个饼,骗了选票再说

2019-03-20 14:42:04 | 引用
无题
土豆要是真上台了,他所承诺的每年的难民计划就会进行的如火如荼。到时候满大街的难民,还有是时不时地发生恐袭。这就是小土豆要给我们的美好明天。

2019-03-20 14:52:30 | 引用
Viny
the604kid
无题
民意调查继续跌

2019-03-20 15:35:28 | 引用
Re: 对联邦新政的看法
码农 写道:
This loan only applies to first time buyers using an insured mortgage (less than 20% down payment) 
必须首付低于20%买CMHC保险的

The equity position will be either 10% for a newly constructed home or a 5% for an existing home
二手房只有5%

Of course the real winner here is property developers who are being gifted a liquidity injection as pre-sale absorption rates fall in Vancouver and more recently sank to an eighteen year low in the city of Toronto.
最受益的是新房开发商,现在楼花卖不出去,政府这是在帮他们金主找接盘侠

 there has only been $1.25B allocated over three years, or about $400M per year. In Canada there are nearly 300,000 first time buyers per year so this program will only provide a $1300 per buyer stimulus assuming every first time buyer goes the insured mortgage route.
这点钱根本就不够分,所以大部分人即使满足条件也拿不到多少钱

While using taxpayer money to help first time buyers purchase a home at record high valuations sounds like a heartwarming idea, thankfully the policy has little bite in reality. The only real way to make housing more affordable is for prices to drop, not by handing out free money. 
这才是真正良心经纪说的话,差别怎么这么大呢

I suspect this was the plan all along given the Federal Government did not go ahead with re-introducing the 30 year amortization and remained firm on the B-20 mortgage stress test.
如果真是这样,对楼市妥妥的利空啊

As usual, this appears to be mere window dressing ahead of a federal election. The program is expected to be up and running by September 2019
说白了就是为了竞选先划个饼,骗了选票再说


这个经纪水平不行,政府并没有说一次给10%的房款,也有可能是跟银行合作,政府每月出毛给鸡呢,这样的话受益的人群就妥妥的增加了

2019-03-20 16:41:29 | 引用
汪星人设计
码农
Re: 对联邦新政的看法
汪星人设计 写道:
码农 写道:
This loan only applies to first time buyers using an insured mortgage (less than 20% down payment) 
必须首付低于20%买CMHC保险的

The equity position will be either 10% for a newly constructed home or a 5% for an existing home
二手房只有5%

Of course the real winner here is property developers who are being gifted a liquidity injection as pre-sale absorption rates fall in Vancouver and more recently sank to an eighteen year low in the city of Toronto.
最受益的是新房开发商,现在楼花卖不出去,政府这是在帮他们金主找接盘侠

 there has only been $1.25B allocated over three years, or about $400M per year. In Canada there are nearly 300,000 first time buyers per year so this program will only provide a $1300 per buyer stimulus assuming every first time buyer goes the insured mortgage route.
这点钱根本就不够分,所以大部分人即使满足条件也拿不到多少钱

While using taxpayer money to help first time buyers purchase a home at record high valuations sounds like a heartwarming idea, thankfully the policy has little bite in reality. The only real way to make housing more affordable is for prices to drop, not by handing out free money. 
这才是真正良心经纪说的话,差别怎么这么大呢

I suspect this was the plan all along given the Federal Government did not go ahead with re-introducing the 30 year amortization and remained firm on the B-20 mortgage stress test.
如果真是这样,对楼市妥妥的利空啊

As usual, this appears to be mere window dressing ahead of a federal election. The program is expected to be up and running by September 2019
说白了就是为了竞选先划个饼,骗了选票再说


这个经纪水平不行,政府并没有说一次给10%的房款,也有可能是跟银行合作,政府每月出毛给鸡呢,这样的话受益的人群就妥妥的增加了

政府预算就这么多,不管是首付一次性给,还是每月分期给,总额度是close的,这个经纪理解没问题,是你自己不理解。
另外,说别人不行或者傻b的时候一定要反复想清楚再说,借用一句话:“当你觉得别人多是傻子的时候,往往你自己才是那个傻子”。

2019-03-20 17:02:46 | 引用
Re: 对联邦新政的看法
汪星人设计 写道:
码农 写道:
This loan only applies to first time buyers using an insured mortgage (less than 20% down payment) 
必须首付低于20%买CMHC保险的

The equity position will be either 10% for a newly constructed home or a 5% for an existing home
二手房只有5%

Of course the real winner here is property developers who are being gifted a liquidity injection as pre-sale absorption rates fall in Vancouver and more recently sank to an eighteen year low in the city of Toronto.
最受益的是新房开发商,现在楼花卖不出去,政府这是在帮他们金主找接盘侠

 there has only been $1.25B allocated over three years, or about $400M per year. In Canada there are nearly 300,000 first time buyers per year so this program will only provide a $1300 per buyer stimulus assuming every first time buyer goes the insured mortgage route.
这点钱根本就不够分,所以大部分人即使满足条件也拿不到多少钱

While using taxpayer money to help first time buyers purchase a home at record high valuations sounds like a heartwarming idea, thankfully the policy has little bite in reality. The only real way to make housing more affordable is for prices to drop, not by handing out free money. 
这才是真正良心经纪说的话,差别怎么这么大呢

I suspect this was the plan all along given the Federal Government did not go ahead with re-introducing the 30 year amortization and remained firm on the B-20 mortgage stress test.
如果真是这样,对楼市妥妥的利空啊

As usual, this appears to be mere window dressing ahead of a federal election. The program is expected to be up and running by September 2019
说白了就是为了竞选先划个饼,骗了选票再说


这个经纪水平不行,政府并没有说一次给10%的房款,也有可能是跟银行合作,政府每月出毛给鸡呢,这样的话受益的人群就妥妥的增加了


这个政策没意思的很 必须买贷款保险的房子 首付必须低于20% 凑不够这些首付的人抗风险能力本来就不强 何必拔苗助长?只会增加次贷风险。

2019-03-20 17:07:32 | 引用
东城烟柳
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