一个月前，给BC的housing minister 写了个email，今天收到回应 (发表于5年前)

MyLuckIsBack

Dear xxxxx:
Thank you for your April 20, 2018 email addressed to Honourable Selina Robinson, Minister of
Municipal Affairs and Housing, regarding the housing crisis in B.C. As the Executive Director,
Residential Tenancy Branch, I am pleased to respond.
I appreciate the challenges that both landlords and tenants face in the current market. As you are
aware, it is necessary to find a balance between a tenant’s right to find safe, secure and
affordable housing with the landlord’s right to maintain their property and realize a return on
investment. You may have heard that Premier John Horgan recently announced a Rental
Housing Task Force to look at ways to better understand what further changes may be needed to
modernize B.C.’s tenancy laws. There will be an opportunity for the public to provide feedback
and recommendations through an online forum as well as some regional meetings. The Task
Force will be collating all the information they receive and providing recommendations to the
Minister on how to create a better balance for landlords and tenants in the province.
You suggest in your email, a government backed landlord insurance to help landlords feel more
secure in renting out their homes. I do hope that you participate in the consultation process, but I
will also ensure this information is sent to the members for their consideration.
I would like to thank you for taking the time to write and provide your thoughtful suggestions.
Yours truly,

Kathy Elder
Executive Director

MyLuckIsBack

这个是我发出去的email：

[size=12.8]Hi,[/size]

I am a resident of BC. I have been a tenant, and now a landlord.

I know the government is going to act on resolve the housing crisis in BC, and hope the government is going the right route.

There are too many terrible story about bad landlord and nightmare tenants.

Bad landlord:

https://bc.ctvnews.ca/i-have-absolutely-nothing-single-father-alleges-surrey-landlord-forced-him-out-illegally-1.3875100

Nightmare tenant:

https://globalnews.ca/news/4153633/nightmare-tenant-landlord-rights/

The ineffectiveness of our legal system, the legal cost, cost to collect the loss is what stops landlord to rent out properties.

Above links shows two stories from both side. I can predict the result for the bad landlord would end up paying the tenant's loss.

On the contrary, the bad tenant would mostly just walk away as it's not possible to find him without authority's help.

The landlord's financial loss is huge compare to the innocent tenant's loss. One year's rent, plus the cost to repair the unit, could easily be 20K-30K depend on the repair they need. The tenant 1 month's rent, and his stuff that I see will eventually goes back to him. Both of them will have stress, anxiety issue over the year and month, respectively.

There is no viable solution for the landlord to get compensated on the loss. Guess what would be result? Either the landlord withdraw the unit from market so one less rental unit, or they would increase the price to make up the loss, so the rental gets up. When the story spreads, larger number of units are off market.

Renting out a property in lower mainland means tens of thousands of income a year. This is not a small figure. But what makes landlord to ignore that kind of income and choose to leave property empty? In my opinion is the fear of a bad tenant and result of huge financial loss.

As there is no private insurance to cover this kind of loss, government should come up with insurance coverage to cover such loss caused by bad tenant (rent loss, legal cost, repair cost, eviction cost). The premium should be affordable as the cost will eventually be passed to tenant.

I believe the majority of tenants just want to have a home. But there are ones that knows the system and abuse the system to live freely for months, even years. Don't let the fear of the bad ones prevail. Protect landlord asset and without fear of bad tenants, there will be more properties on market, and therefore reduce the price.

If the insurance lose money at the end, it means the law is leaning towards tenant too much and need have better system to make the bad tenants to pay. If the insurance ends up with making a profit, great, more money for social housing! And hopefully, knowing government authority will go after the bad tenants would make the bad tenants behave well, eventually there is no bad tenants.

Regards

MyLuckIsBack

MyLuckIsBack 写道:

这个是我发出去的email：

Hi,