Nate was thrilled with his new car, and he made sure he had New Vehicle Replacement Plus coverage—just in case something happened to it. Sure enough, it was in a bad crash less than a year after he bought it. The repair costs would have been just over 50% of what Nate had paid for the new car. But because he purchased the New Vehicle Replacement Plus coverage, his car was written off and he got the full replacement value.
When Julie bought her new car, she chose Replacement Cost coverage for extra protection. Her car was in a crash, and she was happy to find out her coverage meant the car's repairs were done with brand-new parts from the original manufacturer.
Nate was thrilled with his new car, and he made sure he had New Vehicle Replacement Plus coverage—just in case something happened to it. Sure enough, it was in a bad crash less than a year after he bought it. The repair costs would have been just over 50% of what Nate had paid for the new car. But because he purchased the New Vehicle Replacement Plus coverage, his car was written off and he got the full replacement value.
When Julie bought her new car, she chose Replacement Cost coverage for extra protection. Her car was in a crash, and she was happy to find out her coverage meant the car's repairs were done with brand-new parts from the original manufacturer.
Nate was thrilled with his new car, and he made sure he had New Vehicle Replacement Plus coverage—just in case something happened to it. Sure enough, it was in a bad crash less than a year after he bought it. The repair costs would have been just over 50% of what Nate had paid for the new car. But because he purchased the New Vehicle Replacement Plus coverage, his car was written off and he got the full replacement value.
When Julie bought her new car, she chose Replacement Cost coverage for extra protection. Her car was in a crash, and she was happy to find out her coverage meant the car's repairs were done with brand-new parts from the original manufacturer.
Nate was thrilled with his new car, and he made sure he had New Vehicle Replacement Plus coverage—just in case something happened to it. Sure enough, it was in a bad crash less than a year after he bought it. The repair costs would have been just over 50% of what Nate had paid for the new car. But because he purchased the New Vehicle Replacement Plus coverage, his car was written off and he got the full replacement value.
When Julie bought her new car, she chose Replacement Cost coverage for extra protection. Her car was in a crash, and she was happy to find out her coverage meant the car's repairs were done with brand-new parts from the original manufacturer.
如果超50%的價值修 理論上可以total loss
total loss是在折舊的基礎上再按80%賠,也就是說,第一年新車是20%折舊,那麼賠償額度就是80%*80%,total loss賠新車的64%。。。這個似乎還好,但如果是3年或5年的車,區別就大了。。。