疫期加国地产热的原因

LUSUN

LUSUN

[b]Bank Of Canada Cuts Interest Rates 3x[/b]

LUSUN

The BoC also lowered the five year conventional mortgage rate, which is used for the stress test. The rate was 5.19% on March 11, 2020, and received three cuts along the way until it hit 4.79% on August 12, 2020. This added an additional ~4.5% in qualified buying power. The stress test only applies to OSFI-regulated lenders, but they’re the majority of activity.

下调了用于压力测试的5年期常规抵押贷款利率。2020年3月11日的利率为5.19%，并在此期间进行了三次下调，直到2020年8月12日达到4.79%。这使合格购买力增加了4.5%左右。压力测试只适用于受金融监管机构监管的银行，但它们是主要活动。

东城烟柳

最近的地产狂热应该也就一阵子过阵子应该就平稳了

LUSUN

央行开始将加拿大抵押贷款债券(CMBs)纳入其资产负债表。此举与美联储(fed)在2009年崩盘后刺激房价增长的举措类似。

LUSUN

Canada didn’t require a reason for a payment deferral. It was just a break from paying your bills, and an interest free loan. CBA statistics show 16.7% of mortgages at member banks granted payment deferrals. That’s one in six mortgages held by member banks. The rate of deferrals was even higher than the peak unemployment rate.

央行开始将加拿大抵押贷款债券(CMBs)纳入其资产负债表。此举与美联储(fed)在2009年崩盘后刺激房价增长的举措类似。

LUSUN

加拿大没有要求提供延期付款的理由。只是暂时不用付账单，还有免息贷款。CBA数据显示，16.7%的会员银行的抵押贷款延期还款。这是会员银行持有的六分之一的抵押贷款。延期的比率甚至比失业率的峰值还要高。

LUSUN

东城烟柳写道:

最近的地产狂热应该也就一阵子过阵子应该就平稳了

这个月过了就没戏了

betterdwelling.com/can...cotiabank/

Canadian Real Estate May Get Cooling Measures As Early As This Month: Scotiabank

东城烟柳

LUSUN 写道:

这个月过了就没戏了

betterdwelling.com/can...cotiabank/

Canadian Real Estate May Get Cooling Measures As Early As This Month: Scotiabank

但是建房的费用是扎扎实实的上升了

LUSUN

东城烟柳写道:

LUSUN 写道:

这个月过了就没戏了

betterdwelling.com/can...cotiabank/

Canadian Real Estate May Get Cooling Measures As Early As This Month: Scotiabank

但是建房的费用是扎扎实实的上升了

那么多房子在建，说明还是有利可图，就看赚多少了