#1: 作者: icewine, 時間: 2010-8-28 23:45

郵件裡收到的， 大家都看看。。

New Credit Card Scam

This one is pretty slick since they provide YOU with all the information, except the one piece they want.

Note, the callers do not ask for your card number; they already have it.... This information is worth reading. By understanding how the VISA & Master Card Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

One of our employees was called on Wednesday from 'VISA', and I was called on Thursday from 'Master Card'.. The scam works like this: Caller: 'This is (name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. You r card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in ?'

When you say 'No', the caller continues with, 'Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?'

You say 'yes'. The caller continues - 'I will be starting a Fraud investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800 -VISA) and ask for Security.'

You will need to refer to this Control Number. The caller then gives you a 6 digit number. 'Do you need me to read it again?'

Here's the IMPORTANT part on how the scam works.


The caller then says, 'I need to verify you are in possession of your card'. He'll ask you to 'turn your card over and look for some numbers'. There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, 'That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?' After you say No, the caller then thanks you and states, 'Don't hesitate to call back if you do, and hangs up.
You actually say very little, and they never ask for or tell you the Card number.. But after we were called on Wednesday, we called back within 20 minutes to ask a question.. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497..99 was charged to our card.

Long story - short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card, don't give it to them.Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a 'Jason Richardson of Master Card' with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this Scam is happening.

Please pass this on to all your family, friends and neighbours. By informing each other, we protect each other.

#2: 作者: registrant, 時間: 2010-8-28 23:51

謝謝分享。

加國騙子也不少。

#3: 作者: STARSKY, 時間: 2010-8-28 23:56

知道了

thanks

#4: 作者: 百老匯大街, 時間: 2010-8-29 09:43

我決定下次給他錯誤的三位數，，看看會發生什麼。

#5: 作者: karl21, 時間: 2010-8-29 09:46

所有來自所謂與信用卡公司共享資料的電話，全部謝絕。

#6: 作者: 共-產-主-義, 時間: 2010-8-29 09:46

對這電話不用會應，直接call信用卡公司核實即可。想騙也騙不到呀。

#7: 作者: 棗子嵐埡, 時間: 2010-8-29 11:04

我一般遇到這種情況會跟對方將我會打回信用卡公司核實的。

#8: 作者: rhyy2004, 時間: 2010-8-29 14:46

遇到過兩次pc master card打電話來詢問是否購買了一些東西。都沒有問卡背後的3個號碼。就是問是否在什麼地方購買了什麼東西。如果沒有，就告訴我卡已經被盜，回頭會寄個新卡給我。

#9: 作者: DAVIDCHIU, 時間: 2010-8-29 15:09

凡是主動來電， 最終變著花樣兒問你 生日， 工卡號碼和信用卡背面三位數的， 就直接掛機得了， 我有一次是閒著沒事兒， 和來電的忽悠了半小時， 讓她等我找信用卡， 再等我找工卡， 最後告訴她工卡號碼是987 654 321. 信用卡後面的三位數是 911， 生日是 4月31日 掛機。

#10: 作者: A70Plus, 時間: 2010-8-29 18:55

一般是懶得談。直接掛機。